Questions We Need To Ask About Early Retirement, April 2016, Keys To Save Money.

How often is it that you plan to travel that you can't continue working? Can you work part-time at your current employer so that you can continue to have income and benefits coming in, at least until BOTH of you are at retirement age? If I were you, that's what I'd do to have an extra cushion of income and healthcare. Just imagine how much you would be able to do with the extra income? You could donate to homeless shelters, battered-women's shelters, Boys & Girls clubs, community centers in poor neighborhoods, church programs that help the poor, etc. You could invest in medical and technology companies to keep income coming in. Or, you could freelance on your own time as an income stream during retirement. The advisor is right, set a time frame to have your retirement plan decided upon.

Short Term VS Long Term Health Care, Which Saves You The Most Money? April 2016, Savings News.

If you’re one of the countless Americans who missed open enrollment last year, you might have also purchased a short-term health insurance plan to hold you over until you were able to enroll in major medical coverage again.

Short-term health insurance plans, while they do start quickly and are priced affordably, do not provide you with the benefits or levels of coverage required by the Affordable Care Act (ACA). short-term insurance costs.

There are three things people who bought short-term health insurance this year should know: 

 1. Short-term health plans don't protect you from tax penalties – Short-term health plans are designed to provide you with an affordable way to receive limited health coverage for short period of time when you’re not insured. But, they don’t meet all of the benefit standards of the Affordable Care Act, which means you could be subject to a tax penalty for being uninsured, even if you’re enrolled in a short-term health insurance plan. 

 2. Major medical health insurance may cost less than you think – Major medical individual and family health insurance plans can be more expensive than short-term plans because they offer more benefits. But, if you earn less than 400% of the federal poverty level (about $46,000 for a single person), you MAY qualify for a subsidy to lower your costs. 

 3. Open enrollment only comes around once a year, so get out there and shop - Open enrollment for ACA-compliant plans only comes around once each year. The current open enrollment period for individual and family coverage starts on November 15, 2016 and ends on February 15, 2016. If you don’t buy coverage during this period, you may be out of luck for the rest of 2016!

7 life saving tips for saving money on dairy products, big time! April 2016, Video, financial tips news.

There are many ways to preserve dairy products... some might even surprise you. Check out these 7 tips and save yourself some money in the process. My personal favorite is getting gallon jugs of milk at discount prices, because they are close to their expiration date. Then put them in the freezer. They will last up to 2 months! Wow. So happy now!
Scott C. Waring
http://key2saving.blogspot.tw

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Three Super Great Ways to Save Money at The Home Depot, Video, Keys To Saving Money News.

You don’t have to be Chip or Joanna Gaines, from the HGTV show “Fixer Upper,” to appreciate The Home Depot. It’s one of the largest home improvement retailers, with more than 2,200 stores in the U.S., Canada and Mexico, and stocks up to 40,000 different kinds of products related to all things home improvement. Whether your next shopping trip is for paint, new appliances or a bathroom remodel, there are many ways to save money at Home Depot. To give you an insider’s view, shopping experts shared their secrets for saving on home improvements at the retail giant.

Scott C. Waring

http://key2saving.blogspot.tw

Save Money By Hitting Up Thrift Shops For Some Amazing Surprises. April 2016, Retire In Style News.

Thrift stores are a trove of treasures waiting to be found. When you are a university student or just trying to impress your friends on a budget, then this is the way to go. Don't let your pride hold you back from saving money! Have money and saving money is something to be super proud of. I love this video. They find some great things, including the jean jacket and shorts ensemble. 

Scott C. Waring

http://key2saving.blogspot.tw

Xojnm95 of Youtube states: 

In this thrift store haul, I take you on a thrifting trip with me and my sister. This thrifting video also has a try on haul. I try on every item that I picked up while thrifting over a course of a weekend. All of the clothing items that I bought are perfect for the spring weather and can be easily transitioned and styled for any season. I encourage all of y'all to go hit up your local thrift store bc you NEVER know what you could find:) xo

Yeah! Our New National Anthem Of Saving Money!!! Lil Dicky - $ave Dat Money feat. Official Video.

Download the album here: http://smarturl.it/LilDickyiTunes

I love this song! I am trying hard to save money, but @#$% @#$% this is an awesome song to save it too! Talking 401k, yeah, saving money and trying to steal shots to make this video by saving as much money to make the most righteous music video ever! It worked. 

We going to save that money baby! 
SCW